Senior Credit Officer at Jiji Kenya

We are looking for a Senior Credit Officer who will assess the creditworthiness of credit applications.

Responsibilities

The following are duties you will be responsible for:

• Evaluating credit risk – borrower’s past financial and credit history to determine their financial health
• Conferring with credit associations and references to exchange credit information on clients
• Using credit-scoring systems, recommend the credit limit for a new customer and review credit limits of existing customers
• Develop and prepare spreadsheets and models to support analysis of new and existing credit applications
• Keep company credit exposures within set risk bearing limits
• Undertake risk analysis by developing statistical models
• Keeping knowledge of key issues up-to-date (for example legal, market risk and compliance issues)
• Making recommendations about procedural/policy changes
• Preparing reports about the degree of risk in lending money to clients

Requirements

• Qualifications in business studies, management, statistics, finance, mathematics, accounting or economics
• Strong proficiency in MS Office and general computer use
• Industry knowledge and experience
• Well vast with various finance softwares
• Excellent data collection and analysis skills
• Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision
• Strong attention to detail and ability to notice discrepancies in data
• Impeccable understanding of financial statements, ratios, and concepts